I’ve always believed one of the fastest ways to raise your credit scores is with credit cards. Without the knowledge of how to properly use credit cards, you can quickly ruin your credit. When you compare auto loans, mortgages, and other big ticket loans to credit cards, credit cards are the fastest ... » Learn More about Does Big Ticket Items Raise Your Credit Score?
So you’re on this quest to build your credit and raise your scores, but you’re finding it difficult to get any bank credit cards. What’s a person to do? Use credit cards. Aging Credit Cards New accounts on a credit report doesn't carry as much weight as older accounts. For accounts in good ... » Learn More about The Benefits of Aging Credit Cards
Believe it or not, when you’re trying to build your credit, you have to understand how cash can hurt or help your ability to build a good credit score. I know your eyebrows are going through the roof right now, but give me a minute to explain. How Cash Hurts Credit If you’re trying to build ... » Learn More about How Paying Cash Hurts Your Credit
In all my credit series articles, I tell you not to be afraid of credit cards. So here are 10 tips on how you can use multiple credit cards to raise your credit scores. Apply for as many credit cards you can get, not all at the same time, let’s say 1 to 2 cards every 2 - 3 months; ... » Learn More about How To Use Credit Cards To Raise Your Score
This may not be a question you ask out loud but many people in bad credit situations have this exact thought in their mind. Thinking about all the money and time you’ll need to repair your credit might leave you feeling a bit overwhelmed. It can take a lot of work and patience to repair your credit ... » Learn More about Why Bother To Fix Your Credit